![]() ![]() Universal Credit Card Machine CompaniesĬredit card machine companies that allow you a choice of processors are sometimes called “universal” machine companies. When looking for the right credit card machine for small businesses, machine status can play an important role in choosing the a terminal. The image above provides a quick visual reminder of the differences between universal, selective, and proprietary credit card processing equipment. (We’ll explain this in more detail later in this article, in the section on selective machines.) These companies offer machines that work on a particular platform, but allow the machine to be used by any processor that operates on that platform. Somewhere in the middle are “selective” equipment providers. They either offer merchant accounts directly and only allow use of their machines with their merchant accounts, or they manufacture machines that are “locked in” to one particular processor that they partner with. On the other end of the spectrum is “proprietary” equipment providers. (Meaning their machines aren’t locked to particular processors or processing platforms.) Proprietary ![]() There are only a handful of major players that are considered primarily or solely credit card machine companies or manufacturers, and they’re all “universal” payment machine providers. Machine providers that don’t offer processing work with processing companies to enable businesses to use their machines. Selective Credit Card Terminal Providersīefore we dive into the companies that make credit card terminals, it’s important to know that there are credit card terminal providers that don’t offer credit card processing, and ones that do.Universal Credit Card Machine Companies.Need details on particular machines? Check out CardFellow’s full credit card processing equipment directory for reviews, feature lists, compatibility with processors, and more. This article is specifically about credit card machine companies, not the machines themselves. We’ll take a look at why that matters and give a rundown of the major equipment providers in the United States. Some credit card machine companies provide merchant accounts, while others are solely equipment manufacturers. Here are some of the leading equipment manufacturers. There are a lot of options when it comes to credit card payment machines. ![]()
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